It may seem like a task that is becoming less necessary with each passing day. More businesses are equipped to accept payments via credit and debit cards. Individuals have the same ability thanks to services like PayPal and Popmoney. Some banks are even allow you to deposit checks electronically via smartphones and tablets. Still, going to the bank is a required errand for many people. If you are one of them, you need to be aware of the rules that govern the use of the drive-up service provided by your bank.
It may not seem like a big deal, but the purpose of the drive-up lanes is to speed up the banking process and provide those with simple transactions a break from having to wait on line inside for the full-service tellers. It is a way for banks to provide a better customer experience. It begins, however, with the customers themselves, and their ability to follow the rules that are in place to allow the banks to offer the experience they wish to provide.
Drive-up is only for customers
If you aren’t a customer of the bank, don’t bother going to the drive-up. All you will accomplish is wasting your time as well as that of the teller and the people around you. It doesn’t matter that the check you are trying to cash is drawn on an account held there, it just isn’t going to happen. When cashing a check that is presented by anyone other than the account holder, the signature needs to be verified, which takes time and defeats the purpose of having express lanes if that needs to be done. axis bank neft form
It’s common for many people to not have a bank account, and many such people go to their employers bank to cash their checks. If you are part of this group, don’t even bother driving around, just go park the car and right inside.
Have your transaction ready
This is another major rule for keeping the drive-up lanes flowing smoothly. After all, it is called “drive-up” and “park here while gathering your transaction and filling out your paperwork” banking. It’s also not called “send us an empty canister and ask for deposit slips because you aren’t prepared” banking. When you show up to the bank, you need to already have all of your stuff done and ready to go. The teller may not be permitted to tell you “no” when you ask for something to prepare the transaction or make you go leave if you are sitting there unprepared, but the customers behind you most certainly will!